Timo leads Product at Anam. Previously, he was a Product Lead at Rippling, where he built Rippling Travel from 0 to 1 while serving as both PM and EM. He was also CEO of Rippling Payments UK and secured FCA authorisation for Rippling's E-Money Institution in the UK. Before that, he was Co-founder and CTO of student financing platform Avenify, which was acquired by Edly.